Buying a Home
So, you're ready to buy a home. It's an exciting time - particularly if you're a first time home buyer, but it can also be daunting. Let me help you every step of the way.
Your First Step: Mortgage Pre-Approval
I encourage all of my buyers who need financing to start the process by getting pre-approved for a mortgage, either through a bank or through a mortgage broker. Having a pre-approval helps us narrow down your home search to properties you know you can afford.
Not working with a mortgage broker yet, but want to find one? Call me and I can refer you to a mortgage professional that has an excellent reputation, track record ,and customer service skills to make it a smooth process.
Your Next Step: Needs vs. Wants
Do you want a condominium or a single-family home? Is there a certain style that appeals to you (bungalow, split-level, etc.)? Do you know which neighbourhoods you like? And, how much do you want to spend? Your mortgage pre-approval will give you a sense of what you can afford, but a lot of times, home buyers don't want to spend their maximum amount.
While home type, style, location, and price are extremely important considerations, you should also think about the specific home features that you want. How many bedrooms and bathrooms? What parking is available? Is it freshly renovated or a fixer upper? As you're doing this, think about what items are needs and what are wants. You may want hardwood flooring, but could live without it, whereas you may need a certain number of bedrooms because of the size of your family.
Our Next Step: The Fun Begins
Now it's time to have some fun - yes, really! Shopping for a new home should be both fun and exciting. I have tools on this website that can help us pick properties to see and with my connections in Calgary's real estate industry, I can seek out properties to see that aren't even listed yet! We'll go out looking at properties together. I can point out features, both good and bad, and can help you assess what's available, priced well and perfect for your needs.
I'm ready to get started whenever you are. Give me a call at 403-796-9317 to set something up!